Gomanova Tatiana K.

Subject. Digital financial technologies and services in the financial market. The article deals with the development of digital technologies in the financial sector: at the level of the financial market in the Russian Federation, at the level of individual subjects of this market, in particular, businesses and commercial structures, as well as at the level of digital interactions with foreign countries. Purpose. Analysis of international interaction and integration processes in the financial sector for the development of digital technologies, as well as measures to support Russian IT companies in order to increase the availability of digital software, primarily for medium and small businesses. Methods. The research used methods of comparative analysis, generalization, classification, system and structural approaches. The research database includes statistical data from the Bank of Russia, research results from the NAFI Analytical center, international audit companies KPMG and PwC, as well as information published in national publications. Results. The study analyzes the development of digital financial services in the world markets provided by commercial banks, and examines the elements of the new digital financial infrastructure of the Russian and foreign commercial banks for legal entities and individuals. The analysis of software programs to support IT companies in order to increase the availability of digital programs, primarily for medium and small businesses. As a result of the research, the results of the implementation of programs are presented, and the main problems of their implementation are identified. Conclusions. Creating new and improving existing digital technologies within the framework of international cooperation creates a real need for the development of digital technologies in the domestic financial market of the Russian Federation to support the activities of large, medium and small businesses. Financial support for IT companies activates the processes of digitalization of financial settlements in various sectors of the economy, which in turn will lead to increased competition in the financial market, increased availability, quality, and expansion of the range of financial services, reducing risks and costs in the financial sector.

Subject. Regional methods of assessing the effectiveness of state programs Purposes. Study of the concepts of "efficiency" and "effectiveness" from the position of state and municipal management. Analysis of existing regional methods of assessing the effectiveness of state programs, systematization and classification of criteria and indicators of efficiency of budget funds, justification of the need for unification of evaluation criteria. Methods. Methods of comparative analysis, analogies, generalizations, classification, system and structural approaches were used in the research. The information base of the study includes data of the Federal state statistics service, the Ministry of Finance of the Russian Federation and regional authorities, as well as information published in domestic publications. Results. The author analyzes the interpretation of the concept of "efficiency" from the standpoint of the General economic approach and in the context of government programs... Subject. Regional methods of assessing the effectiveness of state programs Purposes. Study of the concepts of "efficiency" and "effectiveness" from the position of state and municipal management. Analysis of existing regional methods of assessing the effectiveness of state programs, systematization and classification of criteria and indicators of efficiency of budget funds, justification of the need for unification of evaluation criteria. Methods. Methods of comparative analysis, analogies, generalizations, classification, system and structural approaches were used in the research. The information base of the study includes data of the Federal state statistics service, the Ministry of Finance of the Russian Federation and regional authorities, as well as information published in domestic publications. Results. The author analyzes the interpretation of the concept of "efficiency" from the standpoint of the General economic approach and in the context of government programs. In the process of research the analysis of existing methods of subjects of the Russian Federation is carried out, their distinctive features are revealed, the typology of methods of an assessment of efficiency of the state programs is carried out. As a result of the analysis of methods of regions of Russia the advantages and disadvantages of the included indicators are revealed. Using the best Russian regional practices for assessing the effectiveness of state programs, the assessment of state programs of the Altai Republic was carried out and the need to improve the objectivity of the region's methodology by including additional criteria in the current methodology was justified. Conclusions. State programs are a tool for implementing the priorities of state policy and achieving the goals and objectives of socio-economic development strategies, but the assessment of the effectiveness of budget expenditures is not always objective. The study concluded that there is no single methodological approach to assess the effectiveness of budget expenditures in the framework of state programs, as well as the need to unify existing regional methods of assessing the effectiveness of state programs in order to improve the objectivity of the assessment of the use of budget expenditures. function show_eabstract() { $('#eabstract1').hide(); $('#eabstract2').show(); $('#eabstract_expand').hide(); } ▼Показать полностью