Kinash A.E.

Subject/topic. The article discusses the problems and prospects of development of the institution of rehabilitation of credit organizations in the system of anti-crisis management of economic activities in the Russian Federation. Issues of banks financial recovery are extremely relevant: the main regulatory authority represented by the Bank of Russia permanently hold events to improve the mechanisms of rehabilitation, but, objectively, an effective mechanism for the rehabilitation of credit institutions is still not defined, there is a high involvement of the state in the management of the banking system. Purpose/tasks. The article analyzes the current rehabilitation mechanism and formulates a range of unresolved problems, as well as offers directions for the development of the rehabilitation mechanism in the system of anti-crisis management of the banking sector. Methodological base. The publication is based on the modern methodology of state regulation of the economy in the field of legal support of rehabilitation in the Russian Federation and the practical and applied aspect. In particular, the works by Andreyeva L. Yu., Andryushin S. A., Antipkina O. V., Vorobyova N. A., Lauts E. B., Lvova M. I., Ruchkin R. O., Ruchkina G. F., Ryabov D. Yu., Samokhvalova A. Yu., Topornin N. B., Sbarbaro Ferruccio Maria, Tsareva O. E., Ezrokh Yu. S. are analyzed. Database. The author used official statistical data of the Bank of Russia, the Deposit Insurance Agency and the data of the controlling company of the Bank Sector Consolidation Fund. Legal framework. The paper considers the banking legislation of the Russian Federation and the EU countries. Method of research. The work uses the method of legal and regulatory analysis, formal-logical, system analysis, comparative analysis, functional analysis. The main results of the study: the concept of “credit institution rehabilitation” is clarified; the factors of strategic development of the institute of rehabilitation in the Russian Federation is substantiated; additional sources of funding the financial credit organizations are offered; the creation of the supervisory authority represented by the Expert Council, consisting of a credit and liquidity representative is justified Summary. In the study, the author formulated a range of issues of the rehabilitation institute of credit organizations, as well as suggested directions for the development of resolution mechanism in the system of crisis management in the banking sector and conceptualized his views in the pattern of the new target mechanism of rehabilitation.

Purpose. Research and systematization of the theoretical foundations and classical approaches to the economic crisis in the history of economic thought for the development of modern crisis management for the set of commercial banks in Russia. Methods. Historical approach is used: narrative method, comparative method, structural method; formal logic method. Results. In this paper, the author considered and systematized the views existing in schools of economic thought on the nature of crisis phenomena in the economy on the example of the economic thought of the Marxian economics, the Neoclassical economics, the Austrian School, the Institutional economics, the Keynesian economics, the Monetary economics and the Post-Keynesian economics. The Post-Keynesian approach allocated such type of agent as a set of traditional banks. The role of the central bank is therefore seen as supporting government efforts to stabilise the economy by creating a stable, low-interest financial environment for investment planning. The authors ' conclusions allow to increase the relevance of research and development of rehabilitation models for the set of commercial banks. The rehabilitation mechanism should be a general work of the regulator and the banking sector. Scientific novelty. Scientific novelty lies in the author's reasons of the crisis in the banking sector, which are based on the conceptualization of the ideas that underlie by the Schools of economic thought. The idea of early detection of the instability and support of the sector to a situation where the Bank has only two ways: revocation of the license or rehabilitation.